Does Homeowners Insurance Cover Mold? What You Need to Know
Mold growth in your home can be a serious issue, causing both health problems and structural damage. But does homeowners insurance cover mold? The answer depends on the cause of the mold and the specifics of your policy. In this article, we’ll break down when mold is covered, when it’s not, and what you can do if you discover mold in your home.
What is the Rule of Thumb for Condo Insurance?
Condo insurance can be confusing, especially when trying to determine what is covered under your policy versus what is covered by your condo association. Many condo owners ask: What is the rule of thumb for condo insurance? In this guide, we’ll break down the key principles every condo owner should know to ensure they have the right coverage.
Can Humidifiers Cause Mold? What Every Homeowner Needs to Know
Humidifiers can be a lifesaver during dry seasons, helping with everything from sinus relief to preserving wood furniture. But here's the big question: can humidifiers cause mold? The short answer is yes, if not properly maintained.
In this blog post, we’ll break down how and why mold can grow from humidifiers, the signs to watch for, and what you can do to protect your home. We’ll also share when it might be time to call in a public adjuster to handle mold-related insurance claims.
Are Insurance Proceeds for Property Damage Taxable?
When property owners receive insurance proceeds after experiencing damage, one of the most common concerns is whether they owe taxes on their settlement. The answer largely depends on how the funds are used and whether they result in a financial gain.